Buy Now, Pay Later
Pay 30% Today. Spread the Rest.
Own It Now. Pay Over 4 to 6 Months.
With Sporty Buy Now, Pay Later, you make a 30% upfront payment on the device you want and spread the remaining balance over 4 to 6 months. The plan runs in-store only — visit any SLOT store near you and speak with a SPORTY representative or a Credit Direct representative to get started.
Available In SLOT Stores Only
Buy Now, Pay Later is not available online. To sign up, walk into any SLOT store near you — SLOT is an authorized partner — and speak with a SPORTY representative or a Credit Direct representative, who will take you through the plan and complete your registration on the spot.
How It Works
Getting started is simple. Follow these five easy steps to own your device today.
1Visit Any SLOT Store
Walk into any SLOT store near you — SLOT is an authorized partner for this plan.
2Speak To A Representative
Ask for a SPORTY representative or a Credit Direct representative to take you through the plan.
3Choose An Eligible Device
Pick from phones, laptops, tablets, accessories, and other electronics available on the plan.
4Pay 30% & Verify
Make your 30% upfront payment and present your government-issued ID, ATM card, and BVN.
5Take It Home Today
Leave the store with your device and spread the remaining balance over 4 to 6 months.
What You Need To Bring
Come to the store with these four things and a representative can set up your plan the same day.
30% Upfront Payment
Pay 30% of the device price in store. The remaining 70% is what gets spread across your repayment plan.
Government-Issued ID
Bring a valid ID — National ID, driver's licence, international passport, or voter's card.
ATM Card
Your active debit card is required to set up the repayment of your monthly installments.
BVN
Your Bank Verification Number is needed to complete verification at the store.
After your 30% upfront payment, the remaining balance can be spread over a 4 to 6 month period. Your representative will confirm the exact monthly amount before you sign up.
Device Eligibility
Most of our range is available on this plan, but a few devices are excluded. Here's what you should know before you visit.
Not Available On New Premium Devices
Buy Now, Pay Later is not available for certain new premium devices, including iPhones. If the device you want falls into this category, a representative in store will let you know and help you look at your other options.
Interested In A Pre-Owned iPhone?
Customers interested in pre-owned iPhones on Buy Now, Pay Later should visit any SLOT store — SLOT is an authorized partner — and speak with a SPORTY representative or a Credit Direct representative for details.
Find a SLOT store near youWhy Choose Sporty Buy Now, Pay Later?
We've designed this plan to be fair, flexible, and stress-free — so you can focus on enjoying your new device.
Wide Range of Products
From smartphones to laptops, tablets, smart devices, and other electrical equipment — most of our range is available on this plan.
Flexible Repayment
Pay 30% upfront and spread the balance comfortably over 4 to 6 months at a pace that suits your finances.
Instant Ownership
Don't wait to save up. Get your device the same day you sign up and pay gradually over time.
Transparent Terms
No hidden charges. Your representative confirms exactly what you're paying and when, before you commit.
Trusted Partners
Backed by Sporty's reputation for quality products, SLOT's nationwide store network, and Credit Direct's financing.
Financed By Credit Direct
Credit Direct is currently the only financing option available on Sporty Buy Now, Pay Later. Additional partners may be added later — for now, a Credit Direct representative in store will handle your application and repayment setup.
Walk Into A SLOT Store Today
Kindly visit any SLOT store near you and speak with a SPORTY representative or a Credit Direct representative for details. Bring your 30% upfront payment, a government-issued ID, your ATM card, and your BVN.
Terms and conditions apply. Speak to our in-store team for full details.